Carmen Smith, Employee Benefit Manager

Carmen has over 20 years of experience managing employer groups with 2 to 1,000 employees. She provides employers and employees with excellent, reliable customer service because she listens to their needs. Carmen is fully licensed with the State of Iowa, therefore has the knowledge as well as the experience to answer concerns efficiently.

csmith@heartland-insgroup.com or (515) 225-2814 

Janis Van Ahn, Individual Account Manager

Janis has worked in the insurance industry for almost 15 years. Her expertise lies in working with individuals on their healthcare needs when between jobs, needing individual ongoing coverage and with those navigating the maze of Medicare Supplements and Part D prescription coverage. She is licensed with the state of Iowa and continually monitors the consumer aspect of prescription drug costs and the carriers of individual healthcare in Iowa.

jvanahn@heartland-insgroup.com or (515) 225-9994

To round out our office, our part time staff also has many years experience in the insurance industry and is licensed with the state of Iowa. When you contact Heartland Investments & Insurance, you can be confident your questions are answered by an employee who cares about providing a correct and valuable reply.